Don't forget to factor in closing costs when considering a home sale or purchase. First Team Real Estate is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 714-974-9191 if your needs include a real estate pro ready for the business side of buying and selling.

Expected closing costs

There are certain typical expenses accompanying closing the sale of a house. These costs are often split between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help lead you through your deal.

Loan-related closing costs    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you are informed of exactly what you're paying for.

Buyers: When purchasing a house in Orange County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not startled when you reach closing time. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

First Team Real Estate 5500 E. Santa Ana Canyon Rd. Ste.150 Anaheim Hills, CA 92807-3943
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